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Damaging actions: Don't leave your car 'uncovered' abroad Daily Mail

14.07.09

If you're taking your car abroad this summer, make sure that you're properly covered. It's a little-known fact that most comprehensive motor insurance policies revert to basic third-party cover once you cross the Channel.

So, while you'll be covered for damaging someone else's car, you won't be covered for damage to yours.

Figures from the AA show the average cost of repairs on the Continent is more than £400, and returning your car to Britain is likely to cost £1,000.

Those that normally provide only third-party cover abroad include Aviva (formerly Norwich Union), Esure, Churchill, Direct Line, LV= and Sheila's Wheels. 

Others give you a few days' free comprehensive cover.

More Than provides four lots of five days' driving abroad, while Swiftcover gives you up to 72 hours overseas, as long as you tell it before going.

You can upgrade to comprehensive cover for your whole trip with all these policies for an additional premium

Source:

Where To Find Cheap Car Insurance Online

Many people find car insurance confusing - and as a result end up paying more than they should in a very competitive market. The monthly payments - or premiums - depend on several things - your level of cover, the company insuring you and how much of a risk the insurance company deems you to be.
The popularity of the internet has made it easier than ever to find, compare and choose car insurance on line. Most companies can give you a quote fairly quickly - in general, it will take from between ten to twenty minutes to enter the required information into one of the online application forms. There’s also usually a free number to ring if you want to talk to a person.Comparing car insurance quotes online
Obtaining car insurance quotes online is fairly straightforward - although there are some things you should keep in mind. Not all insurance companies will provide an instant quote on the screen in front of you; some companies may email the quote to you or ring you at a later date.
Some car owners don’t realise that even if their current policy isn’t up for renewal just yet, most insurance companies will allow a customer to cancel the policy, if they decide to switch insurance companies. In this case, you are generally entitled to a proportionate amount as a refund.
One way to easily compare car insurance rates and products is to use one of several web sites which offer comparison shopping. Two of the better sites are the aptly named
confused.com and moneysupermarket.com. Most sites compare the UK’s top insurance companies, including AA, Norwich Union and First Direct.How to keep your premiums down
There are several ways you can reduce the cost of car insurance. Premiums are lower if you keep your car locked up in a garage overnight - over 50% of cars are stolen at night. Otherwise, try to park in your driveway, rather than on the street - this will also decrease the chance of vandalism.
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