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Young driver insurance fear Hamilton Advertiser news

16.07.09

Young driver insurance fear

Jul 16 2009 Steve Hughes

AS students prepare to take to the roads during the summer break there is a stark warning that millions may be risking everything by unwittingly driving uninsured.

As the UK's compensation culture sends premiums spiralling to prohibitive levels, many young drivers are resorting to tactics that they do not realise will render them fully liable in the event of an incident.

A poll of 3,000 drivers aged under 25 reveals that half of them use the names and details of their parents on their policy without declaring that they are in reality the main driver.

In the event of an accident the insurance company would be within its rights to refuse to pay up.

The survey also suggests that the same proportion would not report minor incidents to their insurer if they do not intend to make a claim.

Again, all such incidents must be reported to the insurer and failure to do so automatically invalidates a policy.

Source:

Cheap Car insurance For Young Driver

Is it possible for a young driver to get cheap car insurance?

Anna

Scottsdale, AZ

 

Im sure you know by now that teenage drivers are usually charged more than a mature driver with more driving experience. The reason for this is because take statistics into account when determining car insurance for young drivers. According to statistics, the accident rate is high among teen drivers especially those who are just beginning to drive. Young drivers are placed on high risk category because of the risk they posed to car insurance companies.

This may be the case, there are still ways to get cheap car insurance for young drivers. The following are some of the ways you can do to get your car insurance premium cost to a minimum:

Keep a good driving record. Drive responsible. You can take defensive driving course as well so you can get discount from insurers. IN the long run, if you maintain a clean driving record, you will surely get the good driver discount as well. If you get an average of B or higher in school, you can also add saving to your car insurance premium. This is usually call good student discount. Not all insurance companies offer this though so it would be helpful if you ask them if this is available in your state. Drive a safe car. One of the factors that car insurance look into other than the driver is the cr you drive. Make sure you get a cheap and safe car with safety features and anti theft devices installed. This will save you a lot of money, believe me. Lastly, it is best to shop around for car insurance before buying. A lot of insurance companies out there would be competing just to get your business. So, getting cheap car insurance for young driver may not be as hard as it seems. Get a quote from several car insurance companies so you can compare easily which companies offer the best rate that suits your needs.

Source: SR 22 Insurance Arizona

HOW TO FIND CHEAP CAR INSURANCE (AUTO INSURANCE)

http://www.extremecars.biz/ins urance Auto insurance refers to the insurance that is common for insuring all types of vehicles against all ...

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