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Hybrid car owners drive more and get more traffic tickets, study finds USA Today

Hybrid car owners drive their cars more when they aren't commuting to work than those who drive conventional cars, an analysis of insurance records finds.

And despite their cars' often nerdy image, Toyota Prius owners tend to rack up just as many traffic tickets. When hybrid cars get in accidents, the repair costs are an average 13% higher than non-hybrids.

Those are some of the findings in the study by a firm called Quality Planning that pores over data for insurance companies. In this case, it looked at the records on 359,309 vehicles covered by multiple insurers across the country over a two-year period through last December.

It found that even though hybrid owners may be able to save gas, they eat up the savings by driving more on pleasure trips. Their commute habits are about the same as non-hybrid drivers, but they logged up to 25% more on trips not related to their jobs. They drove an average of 10,500 miles a year when not commuting.

“The additional miles driven by hybrid vehicle owners would seem to offset the net ecological benefit of owning a fuel-efficient vehicle," said Raj Bhat, president of Quality Planning. “What we don’t know is whether owning a hybrid vehicle encourages people to drive more miles each day or take more pleasure trips."

Cheap Car Insurance For Women Texas

I’ve been browsing on the internet lately for my car insurance. I was a bit disappointed though when I found about from different websites that there’s a lot of cheap car insurance for women. Don’t you think it unfair for men?

Kenneth

Austin Texas

 

I will try not to sound a bit biased Kenneth, but gender sometimes does play a significant role in car insurance rates. The reason why there’s a lot of cheap car insurance for women is because statistically, women drivers are tagged to be more conscientious. Between the two genders, men tend to have a higher number of serious accidents. This is because they drive faster since they usually own powerful vehicles like race cars, muscle cars and the like. Such vehicles have expensive parts to replace if they are damaged or stolen. Men, who know they have a powerful car engine, often try to challenge it and get pulled over by the police for driving too fast on a more frequent basis.

Another reason why companies offer cheap car insurance for women is explainable by a woman’s wary nature. Women are generally more vigilant and even overcautious at times. They rarely do reckless acts on a road. Before driving a car, barely many women have alcoholic drinks. Some studies have also confirmed that men are more easily distracted than women. This causes their attention from being taken from the road while driving. Unlike men, female drivers do not need to assert themselves by speeding as a way to show off.

As a result of fewer accidents; women make fewer claims on a car insurance coverage which makes it advantageous for insurance companies. In this sense, cheaper car insurance somehow serves as a reward for careful and competent driving. This can be an incentive for poor drivers to improve their skills and perhaps in the future; will help men and women to get discounts. But in the meantime, insurers offer cheap car insurance for women because they can afford all those reductions.

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